Confirmation of Payee
Confirmation of Payee — Coming Soon to Vopify
Vopify currently supports live Verification of Payee (VoP) for SEPA payments across the Eurozone. UK Confirmation of Payee (CoP) — the equivalent scheme for UK sort code and account number payments — is coming soon.
What is Confirmation of Payee (CoP)?
Confirmation of Payee is a UK account name checking service governed by Pay.UK. It allows the sending bank or payment service to verify that the name provided by the payer matches the name held by the receiving bank for that sort code and account number. CoP has been mandatory for the UK's largest banks since 2020 and is now widely adopted across the UK banking system.
CoP vs VoP — what's the difference?
| CoP | VoP | |
|---|---|---|
| Scheme name | CoP | VoP |
| Region | United Kingdom | Eurozone (SEPA) |
| Account format | Sort code + account number | IBAN |
| Governing body | Pay.UK | European Payments Council (EPC) |
| Mandatory since | 2020 (major banks) | October 2025 |
| Vopify status | Coming Soon | Live |