Real-Time Verification of Payee for SEPA and Beyond

Vopify instantly checks that an IBAN belongs to the account holder you intend to pay — reducing fraud, misdirected payments, and compliance risk. No contracts. No sales calls. Verify now.

Aligned with EU Instant Payments Regulation (IPR) · EPC VoP Scheme · SEPA Compliant

10,000+ verifications run
20 Eurozone countries covered
<2 second response time

Verify a payee in seconds

No integration required to get started. Paste a name and IBAN, or upload a CSV — results are instant.

01

Enter Details

Input the account holder name and IBAN you want to verify. Individual or business — Vopify handles both.

02

Run the Check

Vopify queries the live payment network in real time and returns a match result in under 2 seconds.

03

Get Your Result

Receive a clear Full Match, Partial Match, or No Match result. For partial matches, the correct name is shown.

Everything you need to verify payees at scale

Built for finance teams, accounts payable, and developers who need fast, reliable payee verification without the enterprise contract.

Single Lookup

Paste a name and IBAN and get an instant result. Perfect for one-off supplier or customer checks.

Bulk CSV Upload

Upload a CSV with thousands of records and download the enriched results file. Ideal for vendor master data verification and payment run preparation.

Individual & Business

Vopify correctly handles both personal and business account name matching — just select the account holder type before verifying.

No Match Explained

Partial matches return the correct account holder name so you know exactly what the bank has on record.

Credit-Based Pricing

No platform fee, no monthly minimum. Buy credits when you need them and pay only for what you verify.

API Access Coming Soon

Need to embed verification directly into your payment workflow or ERP? API access is available for high-volume users — contact us to join the waitlist.

Where can you verify?

Vopify connects to live payment networks for real-time verification. More regions and rails are added regularly.

🇪🇺 SEPA Verification of Payee (VoP)

🟢 Live

Real-time IBAN and account holder name matching across the Eurozone, compliant with the EU Instant Payments Regulation.

Coverage: 20 Eurozone countries

🇮🇳 India (INR)

🟢 Live

Real-time account holder name verification for Indian bank accounts using account number and IFSC code.

Coverage: India

🇮🇩 Indonesia (IDR)

🟢 Live

Account name verification for Indonesian Rupiah bank accounts across all major Indonesian banks.

Coverage: Indonesia

🇰🇷 South Korea (KRW)

🟢 Live

Payee name verification for Korean Won accounts across all major South Korean banks.

Coverage: South Korea

🇨🇳 China — Alipay (CNY)

🟢 Live

Alipay account verification for Chinese Yuan payments. Confirms the Alipay account exists and belongs to the named holder.

Coverage: China (Alipay)

🇬🇧 UK Confirmation of Payee (CoP)

🟡 Coming Soon

Account name verification for UK sort code and account number payments under the Pay.UK CoP scheme.

Coverage: United Kingdom

🇺🇸 US Account Holder Verification

🟡 Coming Soon

Real-time account name verification for US ACH and wire transfers. Validate that an account number and routing number belong to the named individual or business before sending.

Coverage: United States

⛓️ Blockchain & Crypto Wallets

🔵 Planned

Wallet-address to owner verification for on-chain payments across major networks. On the roadmap for high-volume treasury and OTC desks.

Coverage: Multi-chain

More payment networks are being added. Get in touch if you need coverage for a region that isn't listed yet.

Regulated coverage. Built for compliance. Vopify verifications are aligned with EPC VoP and Pay.UK CoP scheme requirements.

Want a region that isn't listed? Contact us →

Simple, transparent pricing

No platform fee. No contracts. No calls. Buy credits and start verifying immediately — or subscribe for a lower per-check rate.

Pay as you go

Small

$50

50 credits

$1.00 / verification

Best value

Medium

$160

200 credits

$0.80 / verification

Large

$350

500 credits

$0.70 / verification

Subscriptions

Starter

$240/mo

400 credits / month

Growth

$750/mo

1500 credits / month

Scale

$2,000/mo

5000 credits / month

All prices in USD. Credits do not expire on pay-as-you-go plans. Subscription credits reset monthly and do not roll over.

Start verifying payees today

Join finance teams and payment operations professionals using Vopify to prevent fraud and misdirected payments before they happen.