Question 1

What is Verification of Payee?

Accepted Answer

Verification of Payee (VoP) is a real-time check that confirms a bank account belongs to the person or business you intend to pay — before your payment is sent. It is used to prevent fraud and misdirected payments across global payment networks.

Question 2

Which regions does Vopify support?

Accepted Answer

Vopify currently supports live payee verification across seven payment networks: SEPA (EUR) covering 20 Eurozone countries, UK Confirmation of Payee (GBP), Vietnam (VND), India (INR), Indonesia (IDR), South Korea (KRW), and China via Alipay (CNY).

Question 3

Do I need to book a call or sign a contract to use Vopify?

Accepted Answer

No. Vopify is fully self-serve. Sign up, purchase credits, and start verifying immediately. No sales call, no contract, and no integration required to get started.

Question 4

How much does Vopify cost?

Accepted Answer

Vopify uses a credit-based model with no platform fee. Pay-as-you-go starts at $1.00 per check for 50 credits. Volume bundles reduce the per-check rate to $0.56. Monthly subscriptions start at $185/mo for 400 credits and go down to $0.38 per check on the Scale plan at $1,899/mo for 5,000 credits.

Question 5

What results does Vopify return?

Accepted Answer

Vopify returns one of four results: Full Match (the name exactly matches the account holder), Partial Match (the name is close but not exact — the correct name is shown), No Match (the name does not match), or Unavailable (the verification service could not be reached — the credit is automatically refunded).

Question 6

Can I verify payees in bulk?

Accepted Answer

Yes. Vopify supports bulk IBAN verification via CSV upload. Upload a file containing name, iban, and type columns and download an enriched results file with a verification status for every row. One credit is consumed per row.

Question 7

What is the difference between Verification of Payee (VoP) and Confirmation of Payee (CoP)?

Accepted Answer

Verification of Payee (VoP) is the EU scheme covering SEPA payments using IBANs, governed by the European Payments Council (EPC) and mandatory from October 2025. Confirmation of Payee (CoP) is the UK equivalent covering sort code and account number payments, governed by Pay.UK. Vopify supports both VoP and CoP live today.

Question 8

Does Vopify support AI agent integration?

Accepted Answer

Yes. Vopify offers an MCP (Model Context Protocol) endpoint at https://vopify.io/mcp that allows AI assistants including Claude and ChatGPT to run payee verifications autonomously on behalf of users. No coding is required — paste the MCP link into your AI tool and your agent gains instant verification capability.

Question 9

What AI tools is Vopify compatible with?

Accepted Answer

Vopify is compatible with any MCP-compatible AI tool including Claude by Anthropic, ChatGPT, and custom AI agents. The MCP endpoint supports three tools: verify_payee for running live checks, list_verifications for retrieving verification history, and account_status for checking credit balance.

Question 10

Can an AI agent run bulk payee verifications through Vopify?

Accepted Answer

Yes. An AI agent connected to Vopify via MCP can read payee data from a spreadsheet or database, run individual verifications sequentially using the verify_payee tool, and return results — all without manual intervention. Each verification consumes one credit from the connected Vopify account.

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